KIMAROSE ZAMBIA

  The doom group of PF merchants want us to believe that it is UPND which has closed Indeni and just recently put it on care and maintenance. Unfortunately, the gullible and those who should know better and engulfing this hook, sinker, float, line, bait and whole tackle! The truth is far from this. Indeni has not received crude oil for almost a year. Indeni last received stock for processing last year. And it was closed by the PF. But before I explain that and do some fact-checking on Indeni, allow me to digress and discuss the propaganda wars between UPND and PF. UPND folks have always wanted to project themselves as the educated and managerial types and they also want to look at the PF folks as the 'not-so-educated' types. The truth, however, is that the UPND is full of the theoretical types while PF is full of practical, shrewd, cunning and streetwise types. It’s a mismatch. As a result, PF is usually two steps ahead of UPND in the propaganda wars. UPND are always on the def...

  BUSY TOWN BUSINESS WITH LESS CAPITAL. If you have spare money. Have a look at these. . These are mobile food warmers  they heart up to 110 degrees. They go for K8,750.00 in Zambia or we can source for you. Here you cook food at home. That's home food like Nshima, rice , potatoes and beef, chicken dry fish or fresh fish. The mentioned foods are the most liked relish in zambia ba lusaka mulekutika? And order dry fish from Petershakes KairaFavoured he sales taste fish. Put your food in the wamer and go to your nearest bus station or government offices and sell food. You can put traditional food like ifisashi and dried chibwabwa  and still make a killing😂. At home you're cooking with a gas stove to save costs then put the food in a wamer... For gas to use contact OGaz Zambia Ltd There are people selling food at bus station or taxi rank making K1800 plus per day. So let's say you are dealing with civil servants....26 days X 1800 = K46,800 minus k5800 for expenses...

 A HARDWARE STORE.  Is it a good business. With so many people opting to build rather than buying houses because of the high prices in lusaka and developed cities withiin zambia and the fact that many people don't qualify for mortgage bonds. I see alot of immigrants  building these hardware stores in developing areas. I think we should also take advantage I say zambians should take advantage😂😂. The reason some of these small hardware stores built in rural developing areas will be successful it's because of the delivery fees. Alot of people want to cut costs when building so they would rather cut costs on deliveries fees. They prefer using a hardware that is closer to their site.  Although a good performing hardware store makes an average net profit of 10% on its daily sales, 80% of those who venture into this business close their shop in less than 2 years due to losses and cash-flow problems. Who is this business right for? This type of business is usually attracti...

 You buy a car for K300,000  with the loan you got from Stanbic or Zanaco Bank. You pay K6,500 pm over a period of 59 month's.  After 59 month's you find that the value of the car is now K170,000 meaning over the period of 59 months you've lost close to 49% of your money.  People from solwezi and kitwe towns of zambia celebrate paying of car's like it's sum major achievement when it's actually a major loss over the year's.  What happened to buying a smashed vehicle for K20,000 and fixing it for K10,000 and driving it for five years.  Your goal should not be paying of a K300,000 debt over five years your goal should be having an investment of K300,000 on your portfolio over the period of five years.  Imagine you work 40 hour's a week and half your salary goes towards paying off a depreciating liability.  You work for debts and not for incomes yet you expect to be rich one day.  Stop trying to meet society standards. The society in overall is ...

  Bright is the Founder and CEO of BroadPay and former Vice Chairman of the Payments Association of Zambia. Bright has over a decade worth of experience in payment systems in Africa. After working for such brands as Huawei, MTN and Airtel in countries like Zambia, Malawi and Tanzania, Bright set up BroadPay, a payment infrastructure in South Africa, Zambia, Uganda and Mozambique.  He’s a fellow of the Alibaba eFounders Fellowship, a fellowship of African entrepreneurs under the mentorship of Jack Ma and the United Nations Conference on Trade and Development and a winner of the Harambean Harvard Prize. He holds a Bachelor of Science degree in Software Engineering from Don State Technical University in Russia. He is also an Entrepreneurship and Business Administration Mandela Washington Fellow from the University of Notre Dame in the USA. Sunday 22nd  November 2021 marked the official signing date of the 2020 and 2021 awarded winners of the Harambean Harvard prize. The decl...

His Excellency championed his way to Presidency with a catchy phrase of “Bally Will Fix It”. Few days in office, his doing his best to fix things. But regardless how effective our President might be, there are certain things that he just can’t fix which requires only the effort of the individual citizen; 1. OUR LAZINESS: Bally will not fix your laziness and nature to downplay hard work. Regardless the effective policies at national level, if you don’t revisit your laziness policy at personal level you will still remain an underdeveloped individual. 2. OUR FINANCIAL INDISCIPLINE: Bally and his team can put measures in place to deal with fiscal discipline and reduce spending; at a personal level it’s your responsibility to understand that you cannot build wealth being a ‘buyer’ every weekend. Youth empowerment without financial discipline is disastrous empowerment. 3. YOUR POLITICAL IGNORANCE: Bally and his team can bring political sanity and champion good governance, they cannot fix ...

DO YOU FEEL LIKE YOU'RE MISSING OUT? When your colleagues are all using IPhone and your using an old INFINIX Android phone? When your colleagues are buying new car's like Ranger Rover or AMG Mercedes Benz and you're driving an old second hand Toyota Corolla you bought on auction? When your colleagues or friends are renting in silverest and twinpalm and your still renting that bedroom in Kabwata site and service? Do you really feel left out? If you have your priorities straight you must never feel left out. Some people are using IPhones but they struggle to pay for them. Some people pop expensive champagne at the bar only to find that it's their inheritance money that they are blowing. Some people rent expensive apartments yet are behind on their rent. Infact most people who rent expensive apartments people who classify themselves as classy don't afford those apartments. Some people are living in surbubs but borrow money every month to cover the rate. ...

 Economic stability is essential in every country for sustainable development. It is for this reason that almost every country in the world engages in many activities and makes discoveries in order to develop economically. Airtel is one of the factors that contribute to the economic development in Zambia and it remains the largest mobile phone operator in Zambia, by revenue with customers’ base about more than 7.2 million. Airtel is a leading provider of telecommunication service, ranks among the top three mobile operators globally and its network covers over two billion people. In Zambia, Airtel was founded in 1998 as Celtel Zambia Plc, the company is owned by Bharti Airtel Zambia Holdings BV (BAZHBV) with 96.36 percent shareholding and the remaining 3.64 percent owned by public investors through the Lusaka Stock Exchange (LUSE) and coming in by small companies like FRONTIER AFRICA which has the vision of empowering people. However, Airtel provides to almost every Zambian an easy,...