KIMAROSE ZAMBIA

  Meet - Innocent Chukwuma, founder and CEO of Innoson Vehicle Manufacturing (IVM), Nigeria's first and biggest 100% indigenous automobile and bus manufacturing company based in Nnewi in the state of Anambra. Innoson Vehicle Manufacturing is nicknamed Pride Of African Road, its automobiles are manufactured to suit African roads and climate and 70% of its raw materials are sourced in Nigeria. Innoson only imports engine and light while all the electrical aspects and other equipment are sourced locally. Innoson Vehicle Manufacturing currently creates over 7 400 jobs and aims to eradicate “tokunbo” (foreign used) cars from Africa.

  Meet - Sbusiso Leope aka DJ Sbu. In 2015, He went on stage at the Metro FM Awards and advertised his Mofaya Drink, and as a result he was fired from Metro FM and because the SABC also owned the TV side, he was also fired from the SABC 1 TV show, "Friends Like These". "No1 Knoxman" as he is known from his township, says he had to go back to the hustle and sell his energy drink at the streets. He says that even his "celebrity" friends did not want to help market the MoFaya Drink by even taking a picture holding the can. It seems as if all doors were closed for him. 5 years later, DJ Sbu has managed to open his own 2 radio stations namely MASSIV METRO & Homegrown, set a new world record for the longest radio broadcast, which lasted for nine days, earning him a Guinness World Record and his MoFaya drink is now selling at Pick n Pay stores and in a number of supermarkets across South Africa & Tanzania. DJ SBU has written several books on how to be...

 I am so excited for the New Month and all the good vibes it will bring for you and I.  As we get into the spirit of the new month one of the critical things that's always important is to look back on the previous month and learn lessons from the experiences we had. Today I'm going to be sharing a few of those lessons with you and I hope you can reply this email with some of yours as well. 1. Less is more - last month of January, I learnt a bit more about building the business of my dreams and the realisation that we don't have to go for every single thing or do one million things to be able to achieve goals. A few carefully selected actions would take us in the direction of our dreams.. and they have. 2. Hack happiness - The hormones that keep us happy are simple to trigger. Happiness related  hormones can be triggered by things as simple as ticking something off your todo list, playing with a baby, taking a walk outside, hugging your spouse, hanging out with your friend...

I have been an expat for 3 years. Where you live now, is largely irrelevant to your investments. Sure, some things make a difference. For example, if you live in UK as an expat, there are tax implications. But in general, there are loads of expat focused accounts, which are designed to be flexible, that are portable, and move with you when you move to another location. Often all you need to do is update your credit/debit card payment or just send from a new bank account. What matters is what you invest in, as well. The best way to invest, according to a lot of academic research is: Investing 80% in long-term assets and 20% in something “sexier”. Long-term beats market timing Low-cost diversified index funds beat over diversification Markets beat property long-term Never think “now isn’t the right time to invest”. There will always be elections, unexpected events and various crisis. I was recently invited to make a media comment on this and mentioned how many people will make ...

A new way to look at personal growth Let’s do a little math to find out how much free time we really have. There are 24 hours in a day, 168 hours in a week, 8,760 hours in a year. Some of those hours are spoken for. If you need eight hours of sleep a night, that’s 2,920 of the 8,760. If   you work 40 hours a week for 49 weeks (so, excluding holidays and two weeks’ vacation), you’re working 1,960 hours. Subtracting all this takes us down to 3,880 waking, nonworking hours. Of course, people have vastly different levels of caregiving or chore responsibilities, and some people work more or fewer hours for day. But we could imagine that just about everyone has somewhere between 1,000 to 2,000 discretionary hours per year. (The American Time Use Survey pegs the population average at 5.19 hours of leisure per day, or 1,894.35 hours per year. The busiest segment — working mothers of children under age six — tend to have about 3.15 hours of discretionary time per day, or 1,149.75 pe...

 In 2020, I reviewed over 325 business proposals for different individuals for free.  Of those 325 individuals, about 50% said thank you after I sent the business proposals review to their email. However, only 10 of those 325 individuals reached back out to me 2-3 months later to share how the business proposal review benefited them.  I now stay in touch frequently with those 10 individuals because I feel personally invested in their success! 😊 The part 2 of following up is much more difficult, but is guaranteed to set you apart from others, here’s why:  1️⃣ Most people forget. Life moves on and it’s difficult to remember following up on something from 3 months ago. You need to make a conscious effort.  2️⃣ Results take time. A thank you note within 24 hours of a conversation likely won’t cover the impact on your life because it takes time to see results from advice.  3️⃣ It portrays sincere gratitude: The fact that you remember a conversation from 3 month...

Want to make more money? Start solving people's problems. Lately I’ve been getting emails from readers with the following situation: “I’ve pinched every penny and slashed every expense. But I still can’t pay my bills. Help!” If I accept your premise — if you’ve slaughtered your expenses to the brink of extinction — then you don’t have a spending problem. You have an income problem. The best solution is to start a side business, also called a “hustle.” Here’s why. Five Ways to Earn More Money You have five choices when it comes to boosting your income: Get another J-O-B Flex your hustle muscle Score a raise at work Switch careers Create investment income I’ve ranked those five choices in order from “immediate” to “eventual” in terms of payoff. How to earn more money Today’s article is dedicated to people who need extra money immediately, so let’s focus on the two shortest-term options. The Dreaded J-O-B When most people need money, they search for a job. “Maybe I can get a job at th...