KIMAROSE ZAMBIA

 In 2020, I reviewed over 325 business proposals for different individuals for free.  Of those 325 individuals, about 50% said thank you after I sent the business proposals review to their email. However, only 10 of those 325 individuals reached back out to me 2-3 months later to share how the business proposal review benefited them.  I now stay in touch frequently with those 10 individuals because I feel personally invested in their success! 😊 The part 2 of following up is much more difficult, but is guaranteed to set you apart from others, here’s why:  1️⃣ Most people forget. Life moves on and it’s difficult to remember following up on something from 3 months ago. You need to make a conscious effort.  2️⃣ Results take time. A thank you note within 24 hours of a conversation likely won’t cover the impact on your life because it takes time to see results from advice.  3️⃣ It portrays sincere gratitude: The fact that you remember a conversation from 3 month...

Want to make more money? Start solving people's problems. Lately I’ve been getting emails from readers with the following situation: “I’ve pinched every penny and slashed every expense. But I still can’t pay my bills. Help!” If I accept your premise — if you’ve slaughtered your expenses to the brink of extinction — then you don’t have a spending problem. You have an income problem. The best solution is to start a side business, also called a “hustle.” Here’s why. Five Ways to Earn More Money You have five choices when it comes to boosting your income: Get another J-O-B Flex your hustle muscle Score a raise at work Switch careers Create investment income I’ve ranked those five choices in order from “immediate” to “eventual” in terms of payoff. How to earn more money Today’s article is dedicated to people who need extra money immediately, so let’s focus on the two shortest-term options. The Dreaded J-O-B When most people need money, they search for a job. “Maybe I can get a job at th...

 Business Travel Saving Tips for Small Businesses  There’s no doubt that running a small business comes with a multitude of expenses. When you are required to travel to conduct business, expenses can balloon if not properly managed. Without proper management, such expenses can detrimentally affect your business. This guide gives six quick-saving tips for you to keep in mind when traveling for business. Tip 1 – Create and stick to a travel policy Prior to diving into other tips, it is vital that you set a travel policy for your small business. A good travel policy should outline the business travel guidelines for your employees (and you!) to follow. This should also list amounts for certain expenses, such as accommodations and dining. Tip 2 – Be smart when booking flights As the adage goes, the early businessman catches the cheaper flight. When considering business travel expenses, airfare is generally one of the larger costs. However, by being a bit savvy, a small business own...

 Quick question: What do Walt Disney, Sam Walton, Steve Jobs, Richard Branson, Dave Thomas, Larry Ellison, Michael Dell and Bill Gates have in common, apart from the fact that all of them are in the entrepreneurial hall of fame? The answer: none of them had a formal education. Not one of them graduated from college when they should have (it’s another thing that some of them have been awarded degrees later). In most cases of successful entrepreneurship, it looks like success in entrepreneurship has no correlation to education. The real answer to whether or not education makes a difference is tricky. Surely, though, the right kind of entrepreneurial education puts entrepreneurs through a better conceptual framework, introduces concepts that are necessary for entrepreneurship, and introduces you to the world of business. So, education has its place but is certainly not necessary for success in entrepreneurship. According to Saras Sarasvathy who conducted research by sampling about 30 ...

 Capital raising is by far, the most important skill that any entrepreneur needs to master. We all know that the lifeblood of any business is … the money. If your business is just an idea, that has the potential to take off and become a runaway success, then you’ll need money to get to market and make sure that everyone knows about your business. If your business has just started, and you are doing something right, you’ll need more money than you have on hand, in order to grow. Either way, you’ll need to master fundraising, an incredibly important part of building and growing, a successful business. Often people want to raise money because they think it’s cool or easier, to be a venture-backed startup. It’s not. You’re selling a portion of your company. You shouldn’t do it unless you absolutely need additional capital to bring your vision to a reality. It has never been less expensive to have an idea, build an MVP (minimum viable product), and test it to see if it has traction. How...

Launching a startup is not an easy feat in Africa, and many entrepreneurs who go it alone find they may not have the necessary experience when it comes to running other areas of the company, such as small business cash flow. 4 in 10 startups will fail within their first 3 to 5 years of operation, and one of the most significant contributors to the high failure rate is an inability to manage small business cash flow. It's exciting to get the ball rolling and see your ideas take shape, but it can be easy to lose focus on your financial stability during those first critical months. In this article, we will talk about what is cash flow management for startups and provide 6 cash flow management tips SME owners can apply to their business. If you are ready to learn more please sit down and make yourself a cup of green tea and enjoy what we are going to explain to you in this article. We have decided to share with about this, after visiting different countries like Tanzania, Botswana, Sou...

These five steps will help you toward a safe, secure, and fun retirement Retirement planning is a multistep process that evolves over time. To have a comfortable, secure—and fun—retirement, you need to build the financial cushion that will fund it all. The fun part is why it makes sense to pay attention to the serious and perhaps boring part: planning how you’ll get there. Planning for retirement starts with thinking about your retirement goals and how long you have to meet them. Then you need to look at the types of retirement accounts that can help you raise the money to fund your future. As you save that money, you have to invest it to enable it to grow. The surprise last part is taxes: If you’ve received tax deductions over the years for the money you’ve contributed to your retirement accounts, a significant tax bill awaits when you start withdrawing those savings. There are ways to minimize the retirement tax hit while you save for the future—and to continue the process when that ...